Affordable and secure housing has always been a priority for defence personnel and their families. The Army Welfare Housing Organisation (AWHO) plays a significant role in making this a reality. Established in 1978, AWHO functions under the control of the Adjutant General of the Indian Army, working on a self-financing, no-profit-no-loss basis. Its mission is to provide reliable housing solutions to serving and retired Army personnel, including their widows and dependents.

As of 2025, AWHO has launched several key housing projects, offering a golden opportunity for eligible individuals to own quality homes at reasonable prices.

What is AWHO?

AWHO is an initiative designed to develop and allot residential flats and plots exclusively for Army personnel and their families. It operates across India and has already completed 79 housing schemes in 41 cities, benefiting over 34,000 Army families.

The organization is known for its transparent procedures, dedicated housing schemes, and long-term commitment to the welfare of the defence community.

Who is Eligible?

The following categories are eligible to apply for AWHO housing schemes:

• Serving Army personnel

• Retired Army personnel

• Widows of Army personnel

• Parents receiving a family pension from the Army

Special preferences are often given to war widows, gallantry award winners, and next of kin of martyrs. The focus is to extend housing benefits to those who have served the nation or their families who continue their legacy.

AWHO Projects 2025 – Key Highlights

1. Mohali (Sector-114)

A new registration phase is active, offering Super Deluxe apartments. Applications are being accepted, and allotment is typically done on a first-come-first-serve basis.

2. Chennai (OMR)

This project features ready-to-move flats, ideal for those looking for immediate possession with premium specifications.

3. Pune (Wagholi Phase II)

Spacious flats ranging from 1600 to 2177 sq. ft. are available, priced around ₹1.55 crore. These homes offer modern amenities and are built in a well-connected suburb.

4. Prayagraj (Kalindipuram)

Plot scheme under Phase II with flexible dimensions, ideal for self-construction or future investment.

5. Mysore (Kesare)

Residential plots are available with area-based pricing, giving buyers the flexibility to design their own homes.

Demand surveys are also ongoing in cities like Ghaziabad, Neemrana (Alwar), and other strategic locations to assess interest and plan new housing schemes.

Application & Payment Process

To apply for an AWHO project, eligible personnel must:

• Fill out an application form (available on AWHO’s official platform or unit offices).

• Pay the registration fee (usually a small percentage of the total cost).

• Choose from turnkey (ready-to-move) or self-construction plot options.

Payment can be made via bank transfer (RTGS/NEFT) or demand draft. Cash payments are not accepted.

After the allotment, possession and legal registration of the property must be completed promptly to secure full ownership.